6 Free Financial Tracker Apps on Smartphones

Artikel diperbarui pada 19 March 2024.

The free financial recording application can be a solution for those of you who want to keep track of your daily income and expenses. So that it can be a reminder and be wiser in using money.

Especially now that access to online shopping is easy to do. Making many people tempted to shop a lot without realizing the amount of spending. Therefore, some of the application recommendations below you should consider.

Of course, it can be used by both iOS or Android users. Later, by using the application, you can even know where the money is used. For example, for daily needs, health, education, vacations, and so on.

2 Recommendations for Free Financial Recording Apps: Finansialku and Teman Bisnis

Not only useful for recording expenses and income, there are also apps that can report profits, losses, and business debts. In more detail, here are the specifications of Finansialku and Teman Bisnis.

1. Finansialku

If you want to focus more on savings records, then Finansialku can be the right choice. Because it basically provides a record of your saving process. Making it easier to achieve financial goals.

Using this free financial recording application is easy. Users only need to fill in the nominal savings they want to get. Don’t forget to fill in the purpose of the savings, for example to buy a vehicle, house, and so on.

2. Teman Bisnis

Next, there is Teman Bisnis which is suitable to be a solution to record the finances of your business or business. Right for small to medium entrepreneurs to record various business income and expenses.

The advantage of this free financial recording application for business is that there is a report every month. Reports are provided automatically, containing profits, losses, debts, and cash flow for your business.

Wallet and Monefy, Make it Easy to Record Your Daily Finances

You can also find different features in this next application. Where there is a feature for account synchronization, so that it can be used together. Here are the details of the next two recommendations, Wallet and Monefy.

1. Wallet

This free financial recording application called Wallet can be downloaded on iOS and Android smartphones. Although there is a paid feature option, the free feature already helps you record income and expenses.

Later users can write down income and outcome based on categories. For example, you want to write it in the category of shopping, paying electricity bills, eating, health, reserve funds, and others.

At the end of each month, this Wallet will provide users with a detailed graph of their finances. You can even connect it to your bank account and digital wallet to make it easier to keep track of your finances.

2. Monefy

Being the next recommended free financial recording application, Monefy has interesting features for users. Namely account synchronization, thus making users one and other can be connected.

Therefore, you can also view the records of connected users, such as family, using this feature. You can immediately download it on Google Play and the App Store without paying.

2 Recommended Free Financial Recording Apps: Buku Warung and Spendee

Buku Warung and Spendee are the next apps we recommend. Both have their own interesting features for their users. For iOS and Android users who are interested, here are their details.

1. Buku Warung

We recommend Buku Warung because it is suitable for personal and business use. Of course, it has various interesting features in recording, organizing, and monitoring the finances of its account users.

One of the interesting features is “Record Debt”. Using this feature, you can easily write and know how much debt is left. Later there is a name along with a history of debts and arrears that need to be paid.

The free financial note-taking app will automatically send you a debt reminder message. Another advantage is the ability to save data online. So it won’t be lost even if you change your smartphone.

2. Household

The last recommendation from us is Household, which certainly has its own interesting features. Its main use is definitely to record your income and expenses, but there are still other useful features.

The first is that it can help users make budget plans every month. So that when the money spent is more than the budget, a notification will be given so that users can control spending.

This free financial recording app can also be linked to daily expenses. So there are so many uses, so it can be used to record finances when traveling abroad.

Conclusion

In addition to the six recommendations above, of course there are still several other applications specifically for you to use in recording finances. For example, there is the Money Lover application, Google Sheet, Daily Financial Notes, and Spendee.

All of these applications have their own interesting features. But the point is to write down your income and expenses. Some even provide recording features for profits, losses, and debts to businesses.

Other interesting features include providing reminders when expenses have exceeded the monthly budget. If you are interested in using it, iOS and Android users can download this free financial recording application directly from the store.