Bank Mandiri Health Insurance 3 Years: Coverage & How to Apply

Artikel diperbarui pada 6 Maret 2023.

As a human being, health problems will certainly be difficult to avoid. This article will discuss Bank Mandiri 3-year health insurance. This insurance product is the favorite by customers of Bank Mandiri for this type of health insurance product.

Why is health insurance important to discuss? The answer is of course because health is the best thing for the body. If health is disrupted, then all activities will stop. A person will become unproductive because of their health.

To support this, a healthy life must be lived. An important thing that should not be left behind is to equip yourself with health insurance. Therefore, let’s take a brief look at Mandiri’s health insurance below:

Bank Mandiri’s Health Insurance for 3 Years

When you first hear about Bank Mandiri’s 3-year health insurance, there will definitely be questions about this product. When approaching the insurance company, this health insurance is called AXA Mandiri Health Insurance.

As the name implies, this insurance product has a protection system for a period of 3 years. This insurance coverage is suitable for customers who may have a history of illness. Especially diseases that have the possibility of recurrence.

Every customer who chooses this insurance product will get a 3-year waiting period. This insurance can also be used for diseases that have been experienced in the past. Of course, which is still within the 3-year waiting period. Customers can use this insurance again.

The products also vary according to the coverage. Customers can choose according to what best suits their needs. No wonder if for Bank Mandiri customers, this product is considered very superior and is a favorite of Bank Mandiri Insurance customers.

Bank Mandiri Insurance Products and Coverage

There are several insurance products to choose from in Bank Mandiri 3-year health insurance. These products each have different coverage. Customers have the flexibility to choose them. The following is a list of insurance products that can be selected and their coverage:

1. Hospitalization Insurance

The first insurance product is Hospitalization Cash Assistance Insurance. Customers can use this type of insurance for basic health services such as hospitalization. Usually, customers will choose this type of insurance if they feel they do not have congenital or chronic diseases.

Although it is only basic, the coverage is quite beneficial. This insurance will cover all daily hospitalization costs. Hospitalization here includes inpatient services in the ICU. Customers will certainly feel safe enough by holding this insurance.

2. ProMedicare Insurance

The second type is ProMediCare Insurance which is also in great demand by Bank Mandiri customers. This insurance is not too complete. However, this insurance can be said to be very sufficient for all basic treatments that may be needed by customers.

The most basic treatment that can be covered by this health insurance is hospitalization of course. Then, things like eye care, dental care, vaccination services, and final care can also be obtained. Under normal circumstances, all these services are very sufficient, right?

3. International Exclusive Insurance

At number three is an insurance policy that is still below ProMediCare. Customers who feel they don’t need as much care as ProMediCare offers can choose this insurance product.

The coverage can be considered very sufficient. Customers can use this insurance to cover the cost of hospitalization. In addition, eye treatment and dental care which are basic health services can also be covered by this type of insurance.

4. SmartCare Executive Insurance

Furthermore, there is an AXA Mandiri Insurance product with the name SmartCare Executive. This product is chosen by many companies or individual customers who have risky jobs. For example, project workers, or jobs that can endanger lives.

This can be seen from the scope of protection offered. Basic services such as hospitalization are accompanied by coverage for outpatient costs. An extra point in this product is compensation for customers who die due to accidents.

5. SmartCare Entrepreneur Insurance

Still similar to the previous product, SmartCare Entrepreneur products are also widely chosen by field workers. Many companies also provide their employees with this insurance. In terms of coverage, this type of insurance is very beneficial.

First, if a worker needs to be hospitalized, this insurance can be relied upon. Then, if there is an accident and surgery is required, the customer does not need to worry. Even this insurance covers other costs of hospitalization.

6. SmartCare Executive SME Insurance

Finally, customers can choose the most extensive service product from all AXA Mandiri insurance products. This AXA Mandiri Health Insurance comes with the name SmartCAre Executive SME. The coverage is very broad and comprehensive.

Customers can get coverage for outpatient protection and personal accidents that may occur. Then, the risk of choosing outpatient, dental, and childbirth can also be covered. There are currently 2100 partner hospitals, giving customers a wide choice.

Steps to Apply for Insurance

To be able to become a holder of this 3-year Bank Mandiri health insurance is actually not difficult. Bank Mandiri customers only need to register themselves by fulfilling the required conditions. Here are the complete steps that can be followed to register for AXA Mandiri insurance:

• Before registering, make sure the status of Bank Mandiri customers is active.
• Customers can register themselves or other people, such as other family members.
• The insured age starts from infants aged 6 months to the elderly aged 70 years.
• Customers can also register several people at once, for example all family members.
• All names to be registered must include identification in the form of KTP, KITAS for foreigners, or Family Card for children.
• Conduct a medical examination for the registration attachments that will be requested by Bank Mandiri.
• Register by filling out the insurance policy purchase form.
• Make sure to choose Bank Mandiri 3-year health insurance when registering.
• Make sure all data is correct.
• Ask the officer for complete information about premiums and how to claim insurance.
• If all data is complete and information is clear, customer data will be processed.
• In a few moments, the customer will officially become a health insurance holder from Bank Mandiri.

Conclusion

That’s a brief discussion about Bank Mandiri 3-year health insurance. Because of this time coverage, this type of insurance is a mainstay insurance product from Bank Mandiri. This is because this type of insurance is very profitable for customers.

So, don’t hesitate to provide health insurance for yourself. Health insurance is also a form of investment for yourself. That way, a person can be considered to ensure their own health so that they can continue to work productively.

If you are still in doubt, never be shy to ask. A brief explanation of insurance products like this article can also be very helpful. So, the insurance products discussed in this article can be one of the references for customers who want to get health insurance.